Personal Injury — 21 November 2012
How HB119 PIP Reform Will Affect Your Chiropractic Practice

Since the passing of HB119 many practices have hearing several things about how this new law will affect the revenue flow they accident cases. Most offices who have worked with Letter of Protections in the past usually had the luxury of billing up to $10,000 worth of medical treatment and seeing at least 80% of the paid to them from Personal Injury Protection (PIP) policies. However, with the new law set to go into effect on January 1st, 2013 that $10,000 amount will be capped at $2,500 for non Emergency Medical Condition (EMC) patients. To be able to receive up to $10,000 in PIP benefits a chiropractic office has to have the patient diagnosed as an EMC candidate before they can exceed the $2,500 amount now stipulated in HB119. So with these new restrictions it will become more essential for chiropractors to perform more of their treatments on a Letter of Protection. Because many chiropractors will continue to treat their patients who were in accidents, there will be added need for their clients to seek representation from personal injury attorneys so they can receive full and effective treatment. Building relationships with these attorneys will ensure that chiropractors continue to see referrals from the sources and maintain some sort of normalcy in their revenue flow. Many MDs have begun partnering with chiropractors in order to open up the capped amount of $2,500 back to the original $10,000. This is not a viable to all offices and those without this relationship will truly need to lean on the attorney relationship in order to receive compensation from these settlements. Chiropractors have now reached out to the companies such as Power Liens who have a strong presence in the personal injury market in Florida. Power Liens has been building relationships with injury attorneys in the past two months and has proved to be a valuable source of patient referrals to doctors in Southern Florida. With the passing of HB119 more and more doctors have signed up for membership on making it very competitive to be listed in a specific zone. HB119 will not lessen the amount that these doctors see in patient cost, it is just one extra step needed to continue to succeed in this personal injury world.

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